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Review: Legend Golf and Safari Resort

Review: Legend Golf and Safari Resort

The ultimate bush experience! We recently visited Legend Golf and Safari Resort in Limpopo province, a mere 2 ½ hours’ drive from Pretoria. Nestled amongst the foothills of the Waterberg mountains, Legend Golf and Safari Resort, home to the Big 5, hosted us to an exquisite African bush and ...

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Love and Money

Love and Money

Remarks like ‘I want to marry rich’ or ‘I will marry for love and not for money’ are often uttered and as a matter of fact many people end up doing exactly that. In reality it will be difficult to divorce the two concepts of love and money within a

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Treat Someone Special on a Tight Budget

Treat Someone Special on a Tight Budget

Love is in the air! It is February and Valentine’s Day is probably the one day on the annual calendar with the largest expenditure attached to it. Many people go full out to show their love for that special person on Valentine’s Day irrespective the costs involved. Unfortunately not everybody

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Financial Tips for Businesses #2

Financial Tips for Businesses #2

  Goalsetting for Businesses Businesses should be setting new goals on a regular basis, but at least annually. Goals should be set for the shorter, medium and longer terms. Business goals can include: to grow the client base, to make more profit, to repay outstanding loans or to expand the

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Master Finances: Savings Terms

Master Finances: Savings Terms

To get ourselves in a savings mind-set for 2018, we are mastering a few saving account terms: Savings Savings refer to money being set aside for the purpose of future use. Savings generally have a shorter term goal in mind, but can also be used for longer term goals like

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Save for a Better Tomorrow

Save for a Better Tomorrow

South Africans do not have a savings mind-set. According to the Reserve Bank South Africans save only 15,4% of its GDP and it is getting worse. These statistics are even more shocking considering that countries like China and India save 50% and 30% respectively of their GDP regardless that they

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Know Your Financial Status

Know Your Financial Status

In the previous blogs we have thought about our financial dreams and how to set financial goals in a SMART way in order to make our dreams our reality. To achieve your financial goals, it is equally important to analyse and understand what your current financial status is. Think of

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Set SMART Financial Goals for 2018

Set SMART Financial Goals for 2018

Last week we spent time thinking about our financial dreams. A dream will however remain a dream unless you convert it into a financial goal, create an action plan and start taking action to achieve those goals. Financial goals are different for every person. Your goals might also change as

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What is Your Financial Dream?

What is Your Financial Dream?

A New Year brings new dreams. We set New Year resolutions. We are ready to take-on new challenges. Popular items on our wish lists usually include goals to live a healthier lifestyle; exercise more frequently; lose weight or spend more time with our loved ones. The focus is often more

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Master Finances: Investment Terms

Master Finances: Investment Terms

Leading up to the next ‘Mastering Investments 101’ workshop, we are mastering 4 basic Investments terms this month. Cryptocurrency Everybody talks about Bitcoin but what is cryptocurrency really? Cryptocurrency is a digital or virtual currency or in other words a digital medium of ...

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Financial Tips for Businesses #1

Financial Tips for Businesses #1

Personal versus Business Expenses When having a business it is important to have a separate business bank account. Pay your business expenses from your business bank account and your personal expenses from your personal bank account. It may sound obvious but many business owners get it wrong. If ...

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Master Finances: Health Terms

Master Finances: Health Terms

Since October was Breast Cancer Awareness month, we will be focussing on mastering financial terms relating to healthcare in this article. Income Protection What is Income Protection and why is it beneficial? Income Protection (also referred to as ‘salary protection’) is an insurance ...

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Your Tonic for Healthy Finances

Your Tonic for Healthy Finances

Many people strive to be healthy. Health refers to more than only having a healthy body. Optimum health includes a healthy body; a healthy mind and healthy finances. There is a direct and indirect relationship between a healthy body and financial wellbeing. Financial difficulty can result in ...

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5 Basic Principles to Healthier Finances

5 Basic Principles to Healthier Finances

Often coaches and captains of sport teams who have lost will make a standard comment during the post-match interview: “We need to go back to the basics”. This comment holds true and is equally true in our daily lives and when taking care of our financial wellbeing. We often tend

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Be Healthy, Happy and Wealthy

Be Healthy, Happy and Wealthy

We all want to be the best person we can be. We want to be healthy and happy. Health plays an integral part in striving to be the best we can be, but being healthy doesn’t refer to a healthy body only. For you to be the best you, it

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Warrior girl Carina Marx: Life Lessons Learned

Warrior girl Carina Marx: Life Lessons Learned

There are three words to describe Carina Marx: pretty, modest and pleasant. But throw some obstacles, mud and challenges at this pretty girl and she instantly transforms into a real Warrior girl. Carina has been consistently ranked as one of South Africa’s top performing Obstacle Course Race ...

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Give and You Shall Receive

Give and You Shall Receive

By Ronel Jooste I was invited to the birthday party of Nicky Coleman, founder of The Gift of Joy (www.tgoj.org), a non-profit organisation. It was a birthday party with a difference though – Nicky decided to donate her birthday party to a group of eight kids living in the township

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PhysEQFiT Guesthouse is turning 1

PhysEQFiT Guesthouse is turning 1

By Ronel and Marli Jooste Owners of PhysEQFiT Guesthouse I was the Head of Financial Reporting at Momentum Group (became MMI Group after Momentum and Metropolitan merged), when I decided to leave the corporate world in 2015 after 10½ years with the group and pursue new opportunities. Together with ...

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Why is Money Important?

Why is Money Important?

  By Ronel Jooste CA (SA) and Financial Coach Contact Ronel: ronel@physeqfit.co.za   Money cannot buy happiness, time or health. Yes that is true and we all know that, but we can also not discard the important role money plays in our lives. Taking care of our financial wellbeing is

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Relationships are about completing each other

Relationships are about completing each other

By Stephen van Basten Marriage Expert and Author Contact Stephen: www.stephenvanbasten.co.za/author.html   This is an excerpt from the book: “So you’re married, now what? When you have a good long look at life, you eventually see that it’s all about relationships. We have a plethora of ...

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Why do you have to eat more to lose weight?

Why do you have to eat more to lose weight?

By Ashleigh Frost (Lemmer) Fitness Professional, WBFF Pro, 2 times North American Pro Bikini Champion, 2 times Cover Model Contact Ashleigh: ashleighfrost8@gmail.com This is one of the most misunderstood concepts when it comes to nutrition and losing weight. A difficult concept for most people, ...

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Keys to Happiness – Mindfulness

Keys to Happiness – Mindfulness

By Sharon Stobbia, Life Coach and Matrix Practitioner, www.sharonstobbia.co.za Can we really design a happier life for ourselves? According to studies in the field of positive psychology, we can now choose to indulge in ‘happy practices’ that are scientifically proven to put smiles on our ...

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Avoidance Goals versus Towards Goals

Avoidance Goals versus Towards Goals

By Jessica De Bruin, Managing Director and Life Coach at Meta4mance Coaching www.meta4mance.co.za Why is that we tend to focus on all the things that could go wrong Instead of what we could possibly achieve?In NLP (Neuro Linguistic Programming) we call this phenomenon “avoidance goals”. I had ...

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Protein Based Breakfast

Protein Based Breakfast

By Liesbet Nel B.Sc. Dietetics, Herbalife Wellness Coach and Busy Mom Contact Liesbet: Liesbet.nel@gmail.com The old saying of ‘Breakfast like a King, Lunch like a Prince, Dinner like a Poor man’ really carries some weight. Not weight in terms of kilograms but actually in terms of savings: ...

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Mass-building for your Shoulders

Mass-building for your Shoulders

By Quintin Steyn Fitness Model and Advocate, Facebook: Quintin Fitness Most of us men want that V-shaped torso; the iconic Superman or Batman effect that just demands presence and dominance if you will. But, as individuals, we must acknowledge the fact that we all don’t build muscle the same way

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Hydration is key to your health

Hydration is key to your health

By Liesbet Nel B.Sc. Dietetics, Herbalife Wellness Coach and Busy Mom Contact Liesbet: Liesbet.nel@gmail.com 2016 – It is a leap year – leaping forward – moving either towards your goal or away from itinteresting that our goals and dreams are more likely to put into action when ...

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A proper workout for your arms

A proper workout for your arms

By Quintin Steyn Fitness Model and Advocate, Facebook: Quintin Fitness When mentioning arm workouts and effective results, the most common debate arising is that of: “go hard, fast and repeat”. This is surely not the best or ideal regime to follow if you truly strife for quality muscle gain. As

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